Google Reviews

Reece Hill

February 18, 2022.

Moving house is one of the most stressful things but James at Everyday Mortgages made everything easier. Highly recommend!

David Goodson

February 1, 2022.

James has provided excellent professional service and support throughout our mortgage application process. He has investigated a number of options for us over several months and when we found the right property he was quick to respond to make sure that everything was in place promptly. James has always been available using email, text and telephone to keep in touch and keep us informed of progress. I have enjoyed liaising with James and would highly recommend him for mortgage advice.

Aliyah

January 4, 2022.

Everyone knows how stressful moving house is! James at Everyday Mortgages really helped to alleviate some of our home-buying stresses through his knowledge and professionalism. Understanding mortgages can be tricky, but James took the time to provide us with options and explain the answers to our questions thoroughly. I wouldn't hesitate to recommend Everyday Mortgages.

Jo Povey

December 7, 2021.

We have used James for many years now and wouldn't go anywhere else. He is quick to respond and extremely helpful. Highly recommended.

Samuel Smith

November 10, 2021.

We have used James for nearly 6 years on our residential and buy to let property for initial mortgages and subsequent remortgages, very help professional and provides good support

Kathryn O'Donnell

September 15, 2021.

James was very helpful with our remortgage. We have used him a few times now and recommended him to family and friends. He is always polite, very professional and does everything he can to find a solution. Would highly recommend.

Tom Greetham

August 22, 2021.

James was amazing for our remortgage. Always helpful when we had questions. Everything went through without hassle and stress. Would highly recommend. 5*

About Everyday Mortgages Ltd

Everyday Mortgages Ltd was established to offer a wide range of mortgages to its clients throughout the UK. This includes some deals not available on the high street. An experienced adviser will try to find you the most suitable product and strategy for your circumstances.

Mortgage Request Form

Everyday Mortgages Ltd Specialise In

Mortgages

Everyday Mortgages Ltd can help with a wide range of mortgage requirements which include; first-time buyer mortgages, BTL mortgages, home-mover mortgages, home improvement mortgages, transfer of equity, Right-to-Buy mortgages, shared equity mortgages, shared ownership mortgages and large loan mortgages.

Remortgages

With lenders fighting for “Market Share” and your business remortgaging may be in your best interest as some lenders offer preferential products and rates for new customers. Everyday Mortgages Ltd offers advice from a wide range of mortgages and have access to some deals not available on the high street.

First Time Buyers

Getting onto the property ladder is not easy, but Everyday Mortgages Ltd can explain the process and options to first time buyers. If you require a traditional scheme or a Help to Buy scheme the adviser will advise you on the most suitable product for your circumstance.

Buy To Let

If you would like to invest your money in a buy-to-let property Everyday Mortgage’s adviser will be able to talk to you about the available deals for landlords.

Life Cover

It is not something we like to think about but it is very important to discuss the implications of not have relevant cover in place. What would your financial situation be like if you or your partner/spouse died when you still have large commitments like a mortgage? What would you have to do?

Critical Illness Cover

Due to advances in medical care people are living longer and surviving after having critical illnesses. It could however impact your ability to work to the same capacity as once before or even work again at all.

Previous Clients Say

“James got us the best mortgage deal at short notice and helped us from start to finish, he was only a phone call or email away if we needed any advice, I would definitely recommend using his services! He was amazing and kept us at ease trough out this very stressful time.” Read More

Why Use Everyday Mortgages Ltd?

Market Options

Your adviser will give whole of market advice for first charge mortgages, but not deals that you can only obtain by going directly to a Lender. Everyday Mortgages Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. This means the adviser is accountable for the recommendations and advice given.

Hassle Free

All the paperwork will be dealt with for you. Your adviser will submit all relevant applications/supporting paperwork, liaise with your existing lender, surveyor and solicitor.

No Obligation Service

The adviser that you speak to will be friendly and approachable, whose main aim is to ensure you are catered for correctly. If after the meeting you are not convinced the recommendation is right for you, there will be no obligation to proceed and no cost will be incurred.

Fully CeMAP qualified adviser who provides full advice and recommendation
Work on your behalf and not on behalf of the lenders
All the administration and paperwork is dealt with on your behalf
Advice is offered on Life Cover, Critical Illness Cover, Income Protection and Buildings/Contents Cover

Your Home may be repossessed if you do not keep up repayments on your mortgage.

Broker v Direct

UK Wide Mortgage Broker

In today’s climate there are many reasons why it may be advantageous to use a Broker rather than going directly to the lender. Brokers give advice and recommendations. Most lenders have tightened up their lending criteria, which means you could find yourself in a lottery on whether you will get accepted or not.

Brokers understand the lenders’ criteria and will only recommend lenders where you meet their initial criteria. This may help protect your credit score! Contact Everyday Mortgages Ltd today and let us do the hard work for you.