About Everyday Mortgages Ltd
Everyday Mortgages Ltd was established to offer a wide range of mortgages to its clients throughout the UK. This includes some deals not available on the high street. An experienced adviser will try to find you the most suitable product and strategy for your circumstances.
Mortgage Request Form
Everyday Mortgages Ltd Specialise In
Everyday Mortgages Ltd can help with a wide range of mortgage requirements which include; first-time buyer mortgages, BTL mortgages, home-mover mortgages, home improvement mortgages, transfer of equity, Right-to-Buy mortgages, shared equity mortgages, shared ownership mortgages and large loan mortgages.
With lenders fighting for “Market Share” and your business remortgaging may be in your best interest as some lenders offer preferential products and rates for new customers. Everyday Mortgages Ltd offers advice from a wide range of mortgages and have access to some deals not available on the high street.
First Time Buyers
Getting onto the property ladder is not easy, but Everyday Mortgages Ltd can explain the process and options to first time buyers. If you require a traditional scheme or a Help to Buy scheme the adviser will advise you on the most suitable product for your circumstance.
Buy To Let
If you would like to invest your money in a buy-to-let property Everyday Mortgage’s adviser will be able to talk to you about the available deals for landlords.
It is not something we like to think about but it is very important to discuss the implications of not have relevant cover in place. What would your financial situation be like if you or your partner/spouse died when you still have large commitments like a mortgage? What would you have to do?
Critical Illness Cover
Due to advances in medical care people are living longer and surviving after having critical illnesses. It could however impact your ability to work to the same capacity as once before or even work again at all.
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Why Use Everyday Mortgages Ltd?
Your adviser will give whole of market advice for first charge mortgages, but not deals that you can only obtain by going directly to a Lender. Everyday Mortgages Ltd is an Appointed Representative of Mortgage Support Network Ltd which is authorised and regulated by the Financial Conduct Authority. This means the adviser is accountable for the recommendations and advice given.
All the paperwork will be dealt with for you. Your adviser will submit all relevant applications/supporting paperwork, liaise with your existing lender, surveyor and solicitor.
The adviser that you speak to will be friendly and approachable, whose main aim is to ensure you are catered for correctly. If after the meeting you are not convinced the recommendation is right for you, there will be no obligation to proceed and no cost will be incurred.
- Fully CeMAP qualified adviser who provides full advice and recommendation
- Work on your behalf and not on behalf of the lenders
- All the administration and paperwork is dealt with on your behalf
- Advice is offered on Life Cover, Critical Illness Cover, Income Protection and Buildings/Contents Cover
Broker v Direct
UK Wide Mortgage Broker
In today’s climate there are many reasons why it may be advantageous to use a Broker rather than going directly to the lender. Brokers give advice and recommendations. Most lenders have tightened up their lending criteria, which means you could find yourself in a lottery on whether you will get accepted or not.
Brokers understand the lenders’ criteria and will only recommend lenders where you meet their initial criteria. This may help protect your credit score! Contact Everyday Mortgages Ltd today and let us do the hard work for you.